Sbi Associated Bank Clerk Exam General Knowledge Solve Paper

1. Banks usually share the information of CIBIL at the time of giving loans to the borrowers. CIBIL stands for.....
1) Credit Inform Bureau (India) Limited
2) Credit Information Bureau (India) Limited
3) Consumer Information Bureau (India) Limited
4) Credit Information Board (India) Limited
5) Collective Information Bureau (India) Limited

2. Which paper currency note has more circulation?
1) Rs.100
2) Rs.50
3) Rs.10
4) Rs.1000
5) Rs.5

3. Till 1969, which sector is the major beneficiary of Co-operative banking system?
1) Industrial
2) Service
3) Education
4) Export
5) Agriculture

4. Aim to establish the proposed Post Bank of India (PBI) by the Department of Posts (DoP) is.....
1) To provide banking services with special focus on rural areas
2) To say Post Offices are not inferior to banks
3) To resist the dominance of Reserve Bank of India
4) To get the profits more than Banks
5) None

5. Punjab National Bank and Central Bank of India will jointly set up a bank in......
1) Mozambique
2) Somalia
3) Sri Lanka
4) Australia
5) South Africa

6. Central Board of Direct Taxes (CBDT) has made electronic filing of tax returns mandatory for individuals with income above Rs....
1) 50 Lakh
2) 100 Lakh
3) 10 Lakh
4) 15 Lakh
5) 1 Lakh

7. TAPI gas pipeline passes through. .....
1) Turkmenistan, Azerbaijan, Panama and Iran
2) Turkmenistan, Afghanistan, Pakistan and Indonesia
3) Turkey, Australia, Paraguay and India
4) Thailand, Andorra, Pakistan and Iran
5) Turkmenistan, Afghanistan, Pakistan and India

8. World Sepsis day observed for the first time on....
1) August 13
2) September 7
3) September 13
4) August 31
5) September 1

9. Expert Committee on GAAR (General Anti- Avoidance Rules) headed by .....
1) K.C.Chakravarthy
2) Vijay C. Kelkar
3) Montek Singh Ahluwalia
4) C.V. Anand Bose
5) Parthasarathi Shome

10. The Formula -1 Grand Prix winner list given. Pick the correct one.
1) Italy Grand Prix - Lewis Hamilton
2) Belgium Grand Prix - Jenson Button
3) Monaco Grand Prix - Mark Webber
4) Germany Grand Prix - Fernando Alonso
5) All of above





11. If a cheque bearing date prior to the date, when it was actually drawn, it is called...
1) No date cheque
2) Every date cheque
3) Last date cheque
4) Anti-dated cheque
5) Stale cheque

12. Which among the following is not a foreign bank working in India?
1) Standard Charted Bank
 2) HSBC
3) Yes Bank
4) Royal Bank of Scotland
5) CITI bank

13. As per the statement given by Finance Minister on 25th August 2012, Public sector banks should disburse Rs. ...... agriculture  during the current fiscal year 2012-13.
1) 6 Lakh Crore
2) 5 Lakh Crore
3) 7 Lakh Crore
4) 2 Lakh Crore
5) 1.5 Lakh Crore

14. A bill of Exchange drawn in a local language as per the custom of the place-
1) Hundi
2) Handi
3) Parole
4) Clot
5) Post

15. Which account in India is called the common man account?
1) Recurring account
2) Fixed deposit
3) Savings account
4) Current account
5) Kiddy account

16. In the prestigious Yale University's Environmental Performance Index, India holds......
1) 140th rank
2) 15th rank
3) 170th rank
4) 125th rank
5) 128th rank
17. Which state celebrating 2012 as 'Yuva Shakti Varsh' or the 'Year of Youth Power' to commemorate Swami Vivekananda's 150th birth anniversary?
1) West Bengal
2) Tamilnadu
3) Gujarat
4) Tripura
5) Andhra Pradesh

18. The book written by R.K.Narayan -
1) Swami and Friends
2) The Guide
3) Malgudi Days
4) Grandmother's Tale
5) All of above

19. Disinvestment means....
1) Government put investment in Private Sector
2) Private Share holders buy the shares in PSU
3) Government buys the shares in Banks
4) Government withdraws its share in PSU
5) Foreign banks buy all the shares in PSU

20. Finance Minister proposed to set up National Investment Board (NIB) under the chairmanship of . .....
1) Prime Minister
2) Ministry of Finance
3) RBI Governor
4) CBDT
5) President of India

21. 'www.paisaboltahai.rbi.org.in' is a ...
1) Website of RBI to collect the donations from public
2) Website of RBI to bring the awareness among public about Base Rate of Banks
3) Website of RBI to bring the awareness among the public about detection of fake currency notes
4) Website of Government of India to tell the people to save money to counter Inflation
5) None

22. Which committee submitted recommendations to review the guidelines on restructured advances of banks and financial institutions?
1) Janaki Raman
2) Upadhyaya
3) Mahapatra
4) Tarapore
5) C.Ranga Rajan

23. Micro Finance Companies provide loans to-
1) Rich people
2) Government employees
3) Poor class people
4) Billionaires
5) RBI

24. Best example for demand deposit is..
1) Current Account and Fixed Deposit
2) Savings Account and Current Account
3) Savings Account and Fixed Deposit
4) Fixed Deposit and Recurring Deposit
5) Fixed Deposit

25. Which Stock Exchange and United Bank of India has signed a Memorandum of Understanding with for offering an internetbased equity trading platform?
1) National Stock Exchange
2) Bombay Stock Exchange
3) Calcutta Stock Exchange Ltd
4) Madras Stock Exchange
5) None

26. The awards list given. Pick the correct one.
1) ICC Cricketer of the Year is Sangakkara and ODI Cricketer of the Year is Virat Kohli.
2) Nisan-i-Imtiaz, the Pak highest civilian honour given to Pakistani writer Saadat Hasan Manto.
3) Damien-Dutton Award given to people who make significant contribution in the fight against Leprosy, Orissa's state Leprosy Officer P.K.B. Pattnaik got for the year 2012.
4) Rajiv Gandhi National Sadbhavana Award received by D.R. Mehatha, for popularizing Jaipur Foot.
5) All of above

27. Important International summits and their venues given. Pick the wrong combination.
1) Recent APEC summit held in Vladivostok of Russia
2) Recent ASEAN summit held in Phnom Penh of Cambodia
3) Recent BRICS summit held in New Delhi, India
4) Recent Earth Summit held in Brasilia of Brazil
5) Recent NATO summit held in Chicago of USA

28. Theme of 'World Economic Forum on India' to be held between 6th and 8th November 2012 is ....
1) Crisis to Revival
2) From Weakness to Strength
3) From Damage to Repair
4) From Debilitation to Rise
5) From Deliberation to Transformation

29. In the 59th National Film Awards, the Best Actress Award recipient is .....
1) Nisha Shetty
2) Kajal Aggarwal
3) Rekha Ganesan
4) Vidya Balan
5) Anushka Sharma

30. Kaushik Basu is recently appointed as the Chief Economist of...
1) World Bank
2) IMF
3) ADB
4) AFD
5) RBI

31. The policy rates/Reserve ratios declared by RBI from time to time given. Pick the wrong combination.
1) SLR - 23%
2) CRR - 4.5%
3) RR - 8%
4) RRR - 7%
5) Bank Rate - 10%

32. National Housing Bank (NHB) granted Rs. ...... crore under rural housing Fund on 13th September 2012.
1) 2500
2) 1500
3) 6000
4) 4000
5) 8000

33. World Bank appointed whom as the country director of India on 10th September 2012?
1) Vineeth Verman
2) Raghuram Rajan
3) Onno Ruhl
4) C.Ranga Rajan
5) Y.V.Reddy

34. If an account opened by Account holder and written nominee name, if nominee dies first then.. .........
1) Account holder loose the amount in the account
2) Account holder is not allowed to write another's name as nominee
3) Account holder must open other account
4) Account holder is allowed to write another's name as nominee
5) Account holder must close the account

35. SX-40 is the new flagship index of the....
1) NSE
2) BSE
3) KSE
4) MCX-SX
5) HSE

ANSWERS:

1-2; 2-3; 3-5; 4-1; 5-1; 6-3; 7-5; 8-3; 9-5; 10-5;
11-4; 12-3; 13-1; 14-1; 15-3; 16-4; 17-3; 18-5; 19-4; 20-1;
21-3; 22-3; 23-3; 24-2; 25-3; 26-5; 27-4; 28-5; 29-4; 30-1;
31-5; 32-4; 33-3; 34-4; 35-4;

Uttar Bihar Gramin Bank Office Assistant Exam., 2012 Solved Paper

General English

(Held on 4-3-2012)

Directions—(Q. 1 to 10) In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage, against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

Once upon a time there was a river. He was …(1)… unfriendly. The river lived alone, and refused to share his water with any fish, plant or animal. Thus his life went on, sadly and filled with loneliness, for many centuries.

One day, a little girl with a fish bowl came to the bank of this river. In the bowl lived Scamp, her favourite little fish. The girl was about to …(2)… to another country, and she wouldn’t be able to take Scamp with her. So she had decided to give Scamp his freedom.

When Scamp …(3)… into the river, he immediately felt the river’s loneliness. He tried talking to the river, but the river asked him to go away. Scamp was a very happy little fish, and he wasn’t going to give up so …(4)…. He spoke to the river again, swam here and there, and finally he started jumping in and …(5)… of the water. The river felt tickled by all the jumping and splashing and …(6)… laughing. After a while, this put the river in such a good mood that he started talking to Scamp. Almost without knowing it, by the end of that day, Scamp and the river and become very good friends.

The river spent that night …(7)… about how much fun it was to have friends, and how much he had missed not having them. He asked himself why he had never had them, but he couldn’t remember. The next morning, Scamp …(8)… the river with a few playful splashes and that was when the river remembered why he had decided to be such an unfriendly river. He remembered that he didn’t like being tickled. He remembered perfectly how he had told everyone to scoot and that he wasn’t going to …(9)… up with all that tickling.

But, remembering how sad and lonely he had felt for so many years, the river realised that although it may sometimes be a bit inconvenient or uncomfortable, it was always …(10)… to have friends, than being lonely.

1. (A) so (B) total (C) very (D) extreme (E) full
Ans : (C)

2. (A) move (B) goes (C) visit (D) transferred (E) toured
Ans : (A)

3. (A) jump (B) fell (C) look (D) dives (E) slip
Ans : (B)

4. (A) long (B) sooner (C) nicely (D) easily (E) lazily
Ans : (D)

5. (A) in (B) beside (C) out (D) below (E) away
Ans : (C)

6. (A) stopped (B) started (C) felt (D) thought (E) heard
Ans : (B)

7. (A) forgetting (B) discuss (C) ignoring (D) thinking (E) gazing
Ans : (D)

8. (A) slept (B) woke (C) talked (D) irritate (E) splash
Ans : (C)

9. (A) live (B) stand (C) sit (D) light (E) put
Ans : (A)

10. (A) better (B) worse (C) sad (D) easy (E) happy
Ans : (A)

Directions—(Q. 11 to 15) Each sentence below has a blank, each blank indicating that something has been omitted. Choose the word that best fits the meaning of the sentence as a whole.

11. Meeta ……… many gifts on her birthday.
(A) get (B) pick (C) received (D) seen (E) have
Ans : (C)

12. Please ……… the website for all the updates.
(A) browsed (B) check (C) surfing (D) think (E) hacked
Ans : (B)

13. The garden was …… of flowers of different kinds.
(A) full (B) grow (C) crowd (D) held (E) smell
Ans : (A)

14. They have ………… us to find another alternative.
(A) tell (B) spoken (C) ask (D) advised (E) help
Ans : (D)

15. Pratik was …… for a bus.
(A) thinking (B) waiting (C) telling (D) reaching (E) jumping
Ans : (B)

Directions—(Q. 16 to 25) Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is No Error the answer is ‘E’. (Ignore errors of punctuation if any).

16. Meghalaya is (A) / also one of (B) / the north-eastern states (C) / of our country. (D) No error (E)
Ans : (E)

17. Santosh has volunteered (A) / to help in organising (B) / the Republic Day function (C) / about his locality. (D) No error (E)
Ans : (D)

18. The actor’s friends (A) / and family had (B) / decided to throw a (C) / surprise party for him. (D) No error (E)
Ans : (E)

19. Health experts since all (A) / over the country were (B) / invited to attend the (C) / conference in the city. (D) No error (E)
Ans : (A)

20. They had (A) / to mortgage their (B) / house in order to (C) / bear these expenses. (D) No error (E)
Ans : (E)

21. They had informed (A) / us that their (B) / Chennai trip was (C) / cancel due to the strike. (D) No error (E)
Ans : (D)

22. All the students (A) / had to attend for the (B) / industrial visit as (C) / it was compulsory. (D) No error (E)
Ans : (B)

23. The king was (A) / amused by the (B) / jester’s response (C) / to his question. (D) No error (E)
Ans : (D)

24. The boy was (A) / accused of stealing (B) / money as well goods (C) / from the shop. (D) No error (E)
Ans : (C)

25. She was be asked to (A) / write a report about (B) / the meeting that (C) / she attended yesterday. (D) No error (E)
Ans : (A)

Directions—(Q. 26 to 30) In each question below, four words printed in bold type are given. These are lettered (A), (B), (C) and (D). One of these words printed in bold may either be wrongly spelt or inappropriate in the context of the sentence. Find out the word that is inappropriate or wrongly spelt, if any. The number of that word is your answer. If all the words printed in bold are correctly spelt and appropriate in the context of the sentence then mark (E) i.e., ‘All correct as your answer.’

26. She has presented (A) her views (B) in a very unique (C) fashion. (D) All correct (E)
Ans : (E)

27. She misplaced (A) the book before (B) she could (C) reed (D) it. All correct (E)
Ans : (D)

28. There were more (A) than five thousend (B) people (C) in the auditorium. (D) All correct (E)
Ans : (B)

29. He has won many awards (A) for his research (B) in the field (C) of ecnomics. (D) All correct (E)
Ans : (D)

30. Dadar is none (A) of the most (B) populated areas (C) in Mumbai city. (D) All correct (E)
Ans : (A)

Directions—(Q. 31 to 35) Rearrange the following six sentences (1), (2), (3), (4), (5) and (6) in proper sequence to form a meaningful paragraph then answer the questions given below them.
(1) “Why waste time sharpening your weapons when there’s no danger in sight ?” said the fox, “You’re being foolish”.
(2) A wild boar was sharpening his tusks against a tree.
(3) “My tusks are my weapons,” said the boar, “I am sharpening them so that I can defend myself from any danger.”
(4) Frightened by the boar’s sharpened tusks, he turned towards the fox instead and preyed on him.
(5) A fox passing by, asked him what he was doing.
(6) Just then a tiger appeared on the scene.

31. Which of the following should be the first sentence in the rearrangement ?
(A) 6 (B) 1 (C) 3 (D) 4 (E) 2
Ans : (E)

32. Which of the following should be the second sentence in the rearrangement ?
(A) 5 (B) 2 (C) 6 (D) 4 (E) 1
Ans : (A)

33. Which of the following should be the fourth sentence in the rearrangement ?
(A) 6 (B) 5 (C) 2 (D) 3 (E) 1
Ans : (E)

34. Which of the following should be the fifth sentence in the rearrangement ?
(A) 3 (B) 6 (C) 4 (D) 1 (E) 5
Ans : (B)

35. Which of the following should be the last (sixth) sentence in the rearrangement ?
(A) 2 (B) 3 (C) 4 (D) 1 (E) 6
Ans : (C)

Directions—(Q. 36 to 50) Read the following passage carefully and answer the questions given below it. Certain words / phrases have been printed in bold to help you locate them while answering some of the questions.

A man called Ramaya lived in a small village. Despite being a nice man, he did not have any friends. It was well known in the town that anyone unfortunate enough to look at him first thing in the morning would not be able to have food that day. That was why no one in the town liked encountering Ramaya in the morning, if they could help it. As soon as the king heard this rumour he decided to try it out himself.

He summoned Ramaya to the palace and ordered him to sleep in a room adjacent to his bedchamber. Ramaya had no choice but to follow the king’s order. He feared that the rumour would come true. The next
morning, the first thing the king did after waking up, was to take a look at Ramaya. When the king reached the breakfast table, he saw that the royal chef had forgotten to prepare his favourite dish. This angered him and he refused to have breakfast. After finishing a few important duties in the court, the king went to the dining hall for lunch. The food arrived piping hot. The king had hardly picked up the first morsel when he caught sight of a fly in the food. He left the table in disgust and when the food was prepared again for him, he found that he had lost his appetite. At the dinner table, an ignorant minister started eating before the king had started. This offended the king. He stormed out of the dining hall and refused to come back. As a result, the king could not eat anything at all that day. The enraged king was now convinced that Ramaya was really jinxed. He ordered that Ramaya be hanged. In those days the king’s word was the law. The soldiers had no option but to take Ramaya to the gallows. While on their way to the gallows, they met the court jester. He heard the story from Ramaya. The jester felt that it was an unfair decision and that none of this was Ramaya’s fault. He came up with a plan to save Ramaya from being hanged. He whispered something in Ramaya’s ears. Ramaya nodded before being whisked away.

It was mandatory to grant one last wish to the person who was being hanged. When the soldiers asked Ramaya about his last wish, he asked them to convey a message to the king. He also requested that he be hanged only after hearing the king’s response. “Tell the king that while it may be true that anyone who sees my face first thing in the morning does not get anything to eat that day, it’s also true that if anyone sees the king’s face first thing in the morning, as I did, he has to lose his life. So who’s the greater jinx - the king or I ?” said Ramaya.

On hearing the message, the king was stunned. He realised his foolishness and ordered his soldiers to stop the execution. He summoned Ramaya and offered him gifts. He also requested Ramaya not to say anything about the incident to the public. He was sure that the people of the village wouldn’t take well to the idea of having a jinxed person for a ruler. Ramaya agreed. When the villagers saw Ramaya returning with the gifts, they assumed that the rumour was false and that the king had given the gifts to Ramaya as compensation. They were ashamed of their behaviour and swore that they would never ignore Ramaya.

36. Why had the king summoned Ramaya ?
(A) He wanted to have Ramaya executed
(B) He wanted all the villagers to realize their mistake and be friends with Ramaya
(C) He wanted to test the court jester’s intelligence
(D) He wanted to see Ramaya’s face, the first thing every morning
(E) He wanted to verify whether the rumour about Ramaya was true or false
Ans : (E)

37. According to the rumour, what would happen if someone saw Ramaya’s face, first thing in the morning ?
(A) That person would not get a chance to eat, the whole day
(B) That person would be executed by the king
(C) That person would eat the whole day
(D) That person would receive gifts from the king
(E) That person would become an outcast in the village
Ans : (A)

38. Why did the king refuse to eat breakfast ?
(A) The king had seen Ramaya’s face, first thing in the morning
(B) The royal chef had forgotten to cook the king’s favourite dish
(C) The royal chef had forgotten to prepare Ramaya’s favourite dish
(D) One of the ministers had insulted the king at the breakfast table
(E) The king was on a diet
Ans : (D)

39. What did the king do when he caught sight of a fly in the food during lunch ?
(A) He ignored it and finished the lunch
(B) He fired the chef and asked him to throw the food
(C) He simply left the dining hall in disgust
(D) He ordered his soldiers to kill Ramaya
(E) He asked his ministers to cook another meal
Ans : (C)

40. When was the king convinced that Ramaya was jinxed ?
(A) When he realised that he had not eaten the whole day after he had seen Ramaya’s face the first thing in the morning
(B) When he realised that each time he saw Ramaya, he fell sick
(C) When he heard the rumour that anyone who saw Ramaya’s face first thing in the morning would not get a chance to eat the whole day
(D) When he saw that the chef had not prepared his favourite dish on the day he had seen Ramaya’s face the first thing in the morning
(E) When the soldiers went to him with Ramaya’s final wish
Ans : (A)

41. Which of the following is true according to the given passage ?
(A) Ramaya had many friends in the village
(B) The king had dinner on the day he saw Ramaya’s face first thing in the morning
(C) Ramaya told the villagers that the king was jinxed
(D) One of the ministers had started eating before the king during dinner
(E) None is true
Ans : (D)

42. Arrange the following incidents in a chronological order as they occurred in the passage.
(1) The court jester met Ramaya
(2) Ramaya received gifts from the king
(3) Ramaya slept at the palace
(4) The villagers realised their mistake
(A) 1324 (B) 3214 (C) 3241 (D) 3142 (E) 3124
Ans : (E)

43. What was Ramaya’s last wish ?
(A) He wanted to have a meal with the king
(B) He wanted to talk to the court jester
(C) He wanted to pass on a message to the king
(D) He wanted to speak to a minister
(E) Not mentioned in the passage
Ans : (C)

44. What was the king’s request to Ramaya ?
(A) That Ramaya must accept that he is unlucky
(B) That Ramaya must tell the villagers that the king is very kind
(C) That Ramaya must not tell the villagers that a minister had insulted the king
(D) That Ramaya must not tell the villagers about the incident
(E) That Ramaya must not tell anyone about the gifts he had received
Ans : (D)

45. Who helped save Ramaya from being hanged ?
(A) The court jester
(B) The king
(C) The soldiers
(D) The villagers
(E) The chef
Ans : (A)

Directions—(Q. 46 to 48) Choose the word/group of words which is most similar in the meaning to the word/group of words printed in bold as used in the passage.

46. Adjacent to
(A) Far away (B) Beside (C) Opposite to (D) Same as (E) Below
Ans : (B)

47. Caught sight of
(A) Searched for (B) Forgot about (C) Suddenly noticed (D) Held (E) Nabbed
Ans : (C)

48. Unfair
(A) Dark (B) Unhappy (C) Unaware (D) Unreasonable (E) Rational
Ans : (D)

Directions—(Q. 49 and 50) Choose the word/group of words which is most opposite in meaning to the word/group of words printed in bold as used in the passage.

49. Refused
(A) Unused (B) Remembered (C) Agreed (D) Invited (E) Declined
Ans : (B)

50. Ordered
(A) Requested (B) Unplanned (C) Punished (D) Silenced (E) Explained
Ans : (A)

Universities by state and type

State	Central uni.	State uni.	Deemed uni.	Private uni.	Total
Andhra Pradesh	3	32	7	0	42
Arunachal Pradesh	1	0	1	0	2
Assam	2	4	0	2	8
Bihar	2	14	2	0	17
Chandigarh	0	1	1	0	2
Chhattisgarh	1	10	0	4	15
Delhi	4	5	11	0	20
Goa	0	1	0	0	1
Gujarat	1	18	2	11	32
Haryana	1	10	5	6	22
Himachal Pradesh	1	4	0	12	17
Jammu and Kashmir	1	6	0	0	7
Jharkhand	1	7	2	1	11
Karnataka	1	22	15	2	40
Kerala	1	11	2	0	14
Madhya Pradesh	2	15	3	7	27
Maharashtra	1	19	21	0	41
Manipur	2	0	0	0	2
Meghalaya	1	0	0	8	9
Mizoram	1	0	0	1	2
Nagaland	1	0	0	2	3
Orissa	1	12	2	1	16
Pondicherry	1	0	1	0	2
Punjab	1	7	2	3	13
Rajasthan	1	14	8	25	48
Sikkim	1	0	0	4	5
Tamil Nadu	2	24	29	0	55
Tripura	1	0	0	1	2
Uttar Pradesh	4	23	10	16	53
Uttarakhand	1	6	4	6	17
West Bengal	1	20	1	1	23
Total	41	285	129	113	3000